Insurance Companies Fight Back Against Fraudulent Whiplash Claims

Insurance Companies Fight Back Against Fraudulent Whiplash Claims

Whiplash injuries invoice for 80 per cent of all car accident claims in the UK, but the amount of reproduction cases is on the increase according to Admiral Insurance.
Claims for whiplash cost the insurance industry up to ฃ1. 6 billion a shift, with 250, 000 people saying to have been affected by it annually; 2, 000 of these are left with lasting disabilities.
There is no evidence of an injury immediately in most cases, sometime victims are likely to suffer pain and discomfort due to damage to the muscles and ligaments. This may not proportionate pomp up on an Smacker - dtreak which makes fraudulent claims for whiplash tough to discern.
Staging a car accident is the new way criminals are problem to exploit the insurance system. This practice involves people deliberately bearings up a road smash in scheme for them to make a claim for injury and damage to their vehicle. Witness statements will oftentimes be sought, but these onlookers are likely to be in on the scam according to industry experts.
Admiral Insurance has recently been involved in parallel a court case with a driver claiming to have suffered whiplash after his car was hit from behind by another vehicle.
The motorists seeking damages claimed to have been struck by a car at 35 to 40 miles per hour, shunting him forward with severe stress which resulted in his injuries. Yet the driver of the other car, an Admiral customer, uttered although he did hit the car in front, he was travelling at only 2 to 3 miles per hour and caused a puny amount of damage to the bumper area.
The claimant asked for a settlement of ฃ6, 500 from Admiral who agreed to pay only ฃ548 for the damage to his car. The matter wherefore went to court where the judge dismissed the claimants’ fairy tale of events and instead of awarding him a payout of several thousand pounds, ordered his side to pay the legal costs bill of up to ฃ40, 000.
A backer for Admiral uttered, “We are obviously struck about people faking whiplash, as the more money we pay out for pseudo claims, the more money true people have to pay for their insurance. Whiplash is undifferentiated a difficult tool to prove that someone hasn’t had. ”
Barclays Insurance Services carried out research excitement the causes of whiplash and fashion that although qualified are many cases of pure injury, a majority of drivers and passengers in cars don’t help themselves by not altering their headrests to help them design any impact suffered.
This claim was backed up by figures released by the motor industry’s research centre, Thatcham, who indicate that 72 per cent of front seat occupants fail to do this.
The Association of British Insurers ( ABI ) announced the up of a new assistance to help insurers’ spot people who had suffered potentially serious neck injuries more quickly to enable them to catch the best medical care as away as possible.
ABI spoken that although the majority of people recover from whiplash injuries relatively quickly, some cases can lead to ‘significant long term problems’ like disabling pain and depression.
Malcolm Tarling, a proposer for ABI verbal, “Insurers are pat to do all they can to expose these cheats so that more continuance can be addicted to treating veritable whiplash claimants. ”